A buyer's guide
Finding your home is exciting but it can be a little daunting too. There is a lot to think about, so we’ve put together a buyer’s guide to help you along the way.
Everything you need to know is below.
Where do you want to live?
There could be a wide range of reasons that you are moving. Perhaps to get on the property ladder, relocating for work, schools or to move closer to family. This means location is key; so why not drive around the areas at different times of the day and evening. This will give you a ‘feel’ of the area and help narrow your search.
Or you can let us do it for you… We all live, work, and spend our free time in the area. So, we have a wealth of local knowledge to share.
Working out your budget
Now you know where you want to live you will need to work out your budget, to find your perfect home.
You can get in touch with your bank for financial advice, however, we would always recommend seeking advice from a financial adviser. This is because they can access the wider mortgage marketplace. Meaning they can often get a better mortgage deal for you than with your own bank.
At Home Truths, we can introduce you to Stephen, a mortgage adviser, who works closely with us and our clients to find some of the best deals on the market for you.
You don’t have to be buying or selling with us to speak to Stephen… We will gladly put you in touch with each other. With the peace of mind that your finances are in place, you will now know exactly how much you have to spend.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Can you move straight away?
Do you have a house to sell before you can buy your next home? If you do need to sell your home, get in touch with your local estate agent to get your home valued.
Of course, we would be delighted to help you with this too and you can find out more about how Home Truths will value your home here.
Finding your perfect home
So, now you’ve sold your house, and you know exactly how much you want to spend and where you want to live. How do you find the perfect home?
The first place to start is the Home Truths website. Take a look at the properties we have for sale. Then give the Home Truths team a call and tell us everything you can about the kind of property you are looking for.
We will then match you with the current properties we have for sale. Or, we can add you to our ‘hot list’ and you will be informed as soon as new properties hit the market… Before they are added to our website!
Viewing and offering
The Home Truths team, (usually Leigh our viewing consultant) will accompany you to your viewings; give you advice and listen to your feedback. We will work with you every step of the way on your buying journey until you find your next perfect home.
Once you are ready to make an offer, Imogen will take you through the necessary steps and guide you through the process.
We will take your offer, submit it to the seller and negotiate a sale price that both parties are happy with.
The house sale
The time between agreeing on a price and completing a property can often be the most confusing and stressful.
At Home Truths, we have a dedicated team lead by Nina, who focuses on sales progression. Nina and the team will work with you and the seller to ensure that the house sale goes through smoothly and within an agreeable time scale for all.
Keeping in touch
We are at the end of the phone, email and social media, and we are happy to meet with you to explain the next steps and answer any questions you may have. We’ll be there every step of the way until you have your keys and are ready to move in!
The Home Truths Promise
When it comes to customer service, Home Truths simply can’t be beaten. We are fiercely proud of the reputation we have in the local area and the relationships we have built with our customers. Our business has grown from referrals and testimonials and we put our customers at the centre of all we do.
Our promise to you is that we will help you to find your new home at a price you are happy with and within a timescale that works for you.