Mel Sweetnam – Mortgage and Protection Adviser

Mel Sweetnam is a local, mortgage broker, working on behalf of Business Choices Ltd, based in Eccleston and she provides a no obligation, dedicated consultation service, providing advice on all types of mortgages.

Starting out as a mortgage broker in 1988, Mel has recently started working with Home Truths to provide mortgage advice for potential purchasers, vendors, investors and buy to let landlords in the local area. Mel, has grown her business from word of mouth recommendations and by delivering a refreshing approach and provides advice for:

  • Mortgages and re-mortgages
  • First-time buyers
  • Debt consolidation
  • Buy to let
  • Let to buy
  • Council house ‘Right to Buy’
  • Shared ownership

Mel Sweetnam is in the hot seat and we want to find out why she loves doing what she does, what plans she has for the next year and what she loves about living in this area!

 Why did you decide to start working as a mortgage broker?

I used to work for Whitegates Estate Agents, 15 years ago as a mortgage broker. I enjoyed working in a bustling estate agency and helping people find their perfect home. Whilst at Whitegates I worked with Jason Lewis at Legal & General and in 2001 he left Legal & General to set up Business Choices with Brendan Coffrey.

Jason’s remit was to recruit self-employed mortgage brokers to work on behalf of Business Choices. I relished the chance to start out on my own, working with a colleague that I already knew well, and we already knew that we worked well together.

I now provide mortgage advice on the whole of the market, I don’t charge a fee, and I offer my clients a friendly and professional service, 20 years of experience and unrivaled local knowledge.

 What do you most enjoy about what you do?

I enjoy saving people money and seeing the end result when my clients get the keys to their new home. I particularly enjoy helping people through tricky cases where they think that they won’t be able to get a mortgage, or that they won’t be able to get the size of the mortgage that they need. When I come through and deliver the results, then that’s a great day.

What time do you start work and finish work?

I work whenever people need me. Weekends, evenings, and bank holidays…I’m just a phone call away!

What has been your favourite memory so far?

This is a recent memory, but my favourite so far is joining forces with Home Truths. I lived in Italy for five years and on my return, I have been working hard to build up my client bank. Now, with Home Truths, I have a team working with me and together we have an exciting future ahead.

What plans do you have for the next 12 months?

For the next twelve months, I want to consolidate and really grow and develop my partnership with Home Truths. We have some exciting plans together that I’ll be revealing soon.

Why should people come to you for mortgage advice?

If people want an experienced, friendly, and local mortgage adviser, on hand at a time that’s convenient for them, then give me a call!

What do you love most about the area you work in?

I was born in Bretherton and I am now proud to work and live locally, in Eccleston. It really is a lovely place to be, people here are friendly and care about where they live and the wider community.

There are many lovely walks close by, with great places to eat and socialise. I wouldn’t want to be anywhere else.

 What do you like to do on your day off?

I love walking when I can I go to the gym and enjoy swimming and with two daughters aged eight and twenty, I love to spend as much quality time as possible with them.

In one sentence, why should people use Mel Sweetnam?

Fast, friendly, and efficient service with no fees!

You can call Mel on 07851 619550 or call Home Truths to make an appointment


Business Choices Ltd, 19-23 King Street, Manchester, M2 6AN is authorised and regulated by the Financial Conduct Authority.

Our Financial Services register number is 723863.

Business Choices Ltd.’s permitted business is advising on and arranging non-investment insurance and mortgages.  Business Choices Ltd is regulated in the United Kingdom.

Registered Office – The Copper Room, Deva Centre, Trinity Way, Manchester, M3 7BG

Registered in England & Wales.  Company Registration number 04670386